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Care at home costs vary across the UK, due to the level of care needed, the number of hours required, where you live and what type of support you choose. Home care is a popular alternative to a care home, as you'll stay in the comfort of your own home.
From the cost of 24-hour care to choosing between a home care agency or an independent carer, it can quickly becoming confusing. That's why we've clearly outlined home care costs across several different types, along with what financial support is available in the UK and whether you’re eligible for this.
Browse the best home care in your area.
Through care at home, trained care staff will look after people in their own homes, rather than in a care home or a similar environment. Also known as home care, this can be arranged privately, or through a local council or the NHS.
Home care is perfect for people who wish to continue living in their own home, but would benefit from some assistance with daily tasks and personal care.
There are different types of care at home, including:
Home care workers will be properly trained and DBS checked, while there are also regulatory bodies such as the CQC who monitor and assess home care agencies.
The average cost of hourly home care in the UK is £28 (based on the the providers we're partnered with). How much you’ll pay on a daily, weekly or monthly basis depends on how much care you require per week. For example, five hours of home care per week at this price would cost £140 a week, £606.67 a month and £7,280 a year.
Meanwhile, live-in care costs around £228 per day in the UK. If you’re receiving permanent live-in care seven days a week, this would cost around £1,596 per week, £6,916 per month and £82,992 per year.
Overnight sleeping care costs an average of £187 per night. If you're receiving overnight sleeping care seven nights a week, this would cost £1,309 a week, £5,672.33 a month and £68,068 a year.
Finally, overnight waking care costs an average of £244 per night. If you're receiving overnight waking care seven nights a week, this would cost £1,708 a week, £7,401.33 a month and £88,816 a year.
In the UK, hourly home care costs around £28 per hour. If you’re receiving 10 hours of care per week, this comes to £280 a week, £1,213.33 a month and £14,560 a year.
Through hourly home care, a carer will provide whatever support is needed within your home. Hourly home care is perfect if you wish to continue living independently and you don’t require a live-in carer. Here, you’re able to choose how much support is given. It could be as little as 30 minutes a day, or as much as 20 hours a week.
In the UK, permanent live-in care costs around £228 per day. This comes to £1,596 a week, £6,916 a month and £82,992 a year.
A fully trained carer will come and live in your home, meaning they’ll be on hand 24/7 to provide whatever care and support is needed. Regular home care often progresses to live-in care when extra support is required.
In some cases, live-in care is provided by a team of carers, such as one main carer and other additional carers who look after you when your main carer is unavailable or asleep.
In the UK, overnight care costs around £187 per night for sleeping care and £244 per night for waking care. If you're receiving overnight sleeping care seven days a week, this would cost £1,309 a week, £5,672.33 a month and £68,068 a year, while overnight waking care would cost £1,708 a week, £7,401.33 a month and £88,816 a year.
Overnight care is when a carer stays in your home overnight, to assist with any health needs or emergencies. This is also useful for people who feel anxious by themselves during the early hours.
A waking night carer will be on-call to look after your loved one throughout the night, while a sleeping night carer will also be available, but for a limited number of occasions.
Overnight home care is often included with live-in care. Here, a separate carer may take over while your full-time live-in carer gets a good night’s sleep.
Overnight home care may include types of support such as companionship, dementia care, nursing care and personal care.
Whether you’ll pay for home care depends on how much you have in savings and assets. If your savings are above the upper threshold, you’ll be required to self-fund your care. If your savings are below the lower threshold, you’ll be eligible for maximum support from your local council. If your savings fall between these two thresholds, you’ll be eligible for partial support from your local council.
Following a care needs assessment, your local council will carry out a financial assessment to determine your savings and assets. When it comes to home care, this assessment won’t take the value of your property into account.
Here are the UK 2023/2024 savings thresholds for home care fees:
|Country||Upper Savings Threshold||Lower Savings Threshold|
If your savings and assets are greater than £23,250 in England or Northern Ireland, £32,750 in Scotland and £24,000 in Wales, you won’t be eligible for local authority support and will need to self-fund your home care.
This upper savings threshold is due to rise to £100,000 in England from October 2025.
As a self-funder, you can:
Currently, if your savings are less than £23,250 in England or Northern Ireland, £32,750 in Scotland and £24,000 in Wales, you’ll qualify for some level of financial assistance from your local council. How much this is depends on whether your savings fall below the upper or lower threshold.
The council will either pay a small amount towards your care and you’ll pay for the rest, or they’ll pay the maximum amount towards your care and you may also have to make a small contribution.
If your home care is funded by the local authority, you’ll be given a personal budget. Your personal budget can take any of the following forms (or a combination of them):
If you have long-term and complex healthcare needs, you may also be eligible for funding support through the NHS. This is known as NHS Continuing Healthcare. Here, the NHS will arrange and entirely fund your home care.
To be eligible for NHS Continuing Healthcare, you’ll need to be assessed by a team of healthcare professionals. During this assessment, they’ll consider:
We’re partnered with the best home care agencies across the UK, including in the following locations:
Private domiciliary home care costs around £28 per hour in the UK. If you were to require three hours of home care each day, this would work out as around £84 a day, £588 a week, £2,548 a month and £30,576 a year.
The average cost of a full-time live-in carer in the UK is around £228 per day. This works out to approximately £1,596 per week, £6,916 per month and £82,992 per year.
On average, live-in carers work 56 hours per week (or eight hours per day). This could be slightly more or less, depending on the needs of the person they’re caring for. These hours won’t necessarily be consecutive either, but the carer will always be on hand to provide whatever support is needed.
Often, somebody who requires round-the-clock care will also have a night-time carer. This carer (or carers) will tend to your loved one’s needs throughout the night, allowing their live-in carer to get a whole night’s uninterrupted sleep.
If you’re eligible for NHS Continuing Healthcare (NHS CHC), you may receive free care at home. People eligible for NHS CHC will have been assessed as having a ‘primary health need’.
In Scotland, people aged over 65 can also receive free personal care from their local council, following a care needs assessment.